The industry charges you 2 and 20 to underperform the S&P 500, then locks your money away so you can't leave.
The incentive structure is broken at every level.
Asset managers get paid to gather assets, not generate returns
They charge 2% annually whether they beat the market or not.
They take 20% of gains when there are any.
And when they underperform, they still collect their fees.
Lock-up periods aren't there to protect your capital. They're there to manage redemptions on the fund's terms, not yours. Your money sits inaccessible while they smooth out their operational risk.
Opacity isn't sophistication
Ask for transparency and you get quarterly summaries with aggregated numbers and vague language about market conditions.
Ask what specific trades were made and hear about proprietary models.
Ask why performance lagged and they point to volatility, as if that's an explanation rather than an excuse.
Opacity just makes it harder to ask the right questions.
This shouldn't be the standard
Investors should see actual trade data. Entry, exit, position size, outcomes.
Not summaries. Not cherry-picked highlights.
The specific details of what happened to their capital.
Alignment should mean managers only profit when you profit.
Transparency should be baseline.
And capital shouldn't be locked away if you're trading liquid markets.
That's what we built autotradelab around
No management fees.
No lock-ups.
Per-trade transparency.
We benchmark against the S&P 500 and you see exactly whether we beat it or not, and why.
Not financial advice. This is not an investment offer.